*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#17202a;background:#fff;line-height:1.55}.wrap{width:min(1120px,92%);margin:auto}.site-header{border-bottom:1px solid #e6eaee;background:#fff;position:sticky;top:0;z-index:10}.nav{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-size:21px;font-weight:850;text-decoration:none;color:#17202a;letter-spacing:-.4px}.brand span{color:#2775b8}.nav nav{display:flex;gap:20px;align-items:center}.nav a{color:#4f5d68;text-decoration:none;font-size:14px}.nav a:hover{color:#17202a}.hero{background:#f3f7fa;padding:72px 0}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:55px;align-items:center}h1{font-size:clamp(39px,6vw,64px);line-height:1.02;letter-spacing:-2.8px;margin:8px 0 20px}.lede{font-size:19px;color:#596773;max-width:720px}.eyebrow,.mini-label{font-size:11px;letter-spacing:1.6px;font-weight:850;color:#2775b8}.button{display:inline-block;background:#17202a;color:#fff;border:0;border-radius:9px;padding:13px 20px;font-weight:800;text-decoration:none;cursor:pointer;margin-top:14px}.button.alt{background:#fff;color:#17202a;border:1px solid #cbd3d9}.hero-card,.panel,.tool-card{background:#fff;border:1px solid #dfe5e9;border-radius:14px;padding:26px;box-shadow:0 8px 28px rgba(20,35,50,.06)}.hero-card h2{font-size:25px;margin:6px 0 12px}.example-row{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid #edf0f2}.tip{margin-top:17px;font-size:14px;color:#64717b}.section{padding:72px 0}.section-head{max-width:760px;margin-bottom:30px}.section h2{font-size:36px;line-height:1.1;letter-spacing:-1px;margin:5px 0 10px}.section-head p:last-child,.tool-card p,.content p{color:#62707b}.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.tool-card{text-decoration:none;color:inherit;display:block;transition:transform .15s ease,border-color .15s ease}.tool-card:hover{transform:translateY(-2px);border-color:#b8c6d0}.tool-card h3{margin:8px 0 5px;font-size:19px}.tool-icon{font-size:26px}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.form-panel label{display:block;font-size:14px;font-weight:750;margin-bottom:16px;color:#33404b}.form-panel input,.form-panel select{display:block;width:100%;margin-top:7px;padding:13px 12px;border:1px solid #cbd4da;border-radius:8px;font:inherit;font-size:16px;background:#fff}.form-panel input:focus,.form-panel select:focus{outline:2px solid #a9c8e2;border-color:#2775b8}.full{width:100%;margin-top:2px}.error{color:#a23b3b;font-size:13px;min-height:20px}.result{background:#f7fafc}.verdict{font-size:28px;font-weight:900;line-height:1.15;margin:7px 0}.summary{color:#5e6b75}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:23px 0}.metrics div{border:1px solid #e0e6e9;border-radius:9px;padding:14px;background:#fff}.metrics span{display:block;color:#697680;font-size:12px}.metrics strong{font-size:21px}.bar{height:12px;background:#e4e9ed;border-radius:20px;overflow:hidden;margin:7px 0 4px}.bar-fill{height:100%;width:0;background:#2775b8;border-radius:20px;transition:width .35s ease}.bar-label{display:flex;justify-content:space-between;font-size:12px;color:#63707a}.fine{font-size:12px;color:#77828b;margin-bottom:0}.muted{background:#f7f8f9}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.cards article{background:#fff;border:1px solid #e2e6e9;border-radius:12px;padding:24px}.cards b{color:#2775b8}.cards h3{margin:8px 0}.ad-slot{min-height:100px;border:1px dashed #cbd3d8;display:grid;place-items:center;color:#8a959c;font-size:12px;border-radius:8px;margin:25px 0}.content{max-width:850px}.legal{padding:65px 0;max-width:850px}.legal h1{font-size:48px;letter-spacing:-1.5px}.legal h2{margin-top:35px}.note{padding:16px;border-left:4px solid #2775b8;background:#f3f7fa;border-radius:4px;margin:20px 0}.site-footer{border-top:1px solid #e6eaee;padding:27px 0;color:#71808a;font-size:13px}.footer{display:flex;justify-content:space-between;gap:15px}.footer a{color:inherit}.small{font-size:13px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px}@media(max-width:800px){.site-header{position:relative}.nav nav{display:none}.hero{padding:52px 0}.hero-grid,.calc-grid,.tool-grid,.cards,.two-col{grid-template-columns:1fr;gap:18px}h1{letter-spacing:-1.6px}.section{padding:54px 0}.metrics{grid-template-columns:1fr 1fr}.footer{flex-direction:column}.legal h1{font-size:40px}}
/* SEO content sections */
.info-section{margin-top:28px}
.info-section h2{margin:0 0 12px}
.info-section h3{margin:22px 0 8px}
.info-section p{max-width:780px}
.faq{display:grid;gap:10px;margin-top:16px;max-width:820px}
.faq details{border:1px solid #dfe5ea;border-radius:12px;padding:14px 16px;background:#fff}
.faq summary{cursor:pointer;font-weight:700}
.related-tools{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.related-tools a{padding:9px 12px;border:1px solid #dfe5ea;border-radius:10px;text-decoration:none}

/* Form styling for all calculator panels */
.panel label{display:block;font-size:14px;font-weight:750;margin-bottom:16px;color:#33404b}
.panel input,.panel select{display:block;width:100%;margin-top:7px;padding:13px 12px;border:1px solid #cbd4da;border-radius:8px;font:inherit;font-size:16px;background:#fff}
.panel input:focus,.panel select:focus{outline:2px solid #a9c8e2;border-color:#2775b8}
.panel .button{width:100%;margin-top:2px}
@media(max-width:800px){.panel{padding:20px}.panel label{margin-bottom:14px}}