CALCULATOR

Total Car Ownership Cost Calculator

Estimate your annual cost of owning a vehicle across common expense categories.

ESTIMATE

$0/year

Monthly average$0
Daily average$0
Fixed + variable costs$0
Largest category

This is a budgeting model. Some costs, such as depreciation, are non-cash economic costs rather than monthly bills.

About this calculator

Combine major annual vehicle expenses into one estimate so you can see the monthly and daily budget impact of owning a car.

Frequently asked questions

What is included?

The calculator adds annual loan payments, fuel or charging, insurance, maintenance and repairs, depreciation, and taxes, registration, or fees.

Why include depreciation?

Depreciation is a non-cash economic cost that reflects the vehicle's declining value over time.

Does it show the exact cost?

No. It is a budgeting model. Actual costs vary by vehicle, mileage, financing, insurance, maintenance, taxes, fuel prices, and other factors.

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